Who we do.
Ami Underwriting Managers is an underwriting agency dedicated to providing bespoke insurance products in the personal lines space to our chosen market segments, namely aspirational millennials and the high net-worth, wealth market.
A personal touch.
These groups of individuals have unique insurance needs and tend to favour the services of traditional insurance brokers, rather than transacting with the direct insurance market, where the “personal touch” is often left wanting.
Licensed & exclusive.
The Ami product range is available exclusively through a network of licensed insurance brokers.
These insurance professionals frequently voice their dissatisfaction at having to deal with call centres and reams of paperwork when transacting with the traditional insurance companies.
Streamlined process.
It is in this space that Ami differentiates itself, by providing brokers with digital tools and artificial intelligence-based solutions that not only streamline the onboarding process, but also facilitate quick, efficient and fair claims processing.
This frees up the broker to do what they do best – giving the best advice to their clients in record time.
Home
Insurance
Car
Insurance
Property
Valuations
Ami business model.
In addition to our bespoke insurance solutions it is super easy to do business with us. Our products have an easy-to-understand policy wording, offering comprehensive cover supported by a simplified excess structure.
The core product is amplified by way of a wide array of value-added products and services, giving clients access to a variety of covers at an additional premium, all under one roof.
Ami transacts on an independent policy and claims management IT system, enabling fast product innovation and service delivery to our
brokers and policyholders in the digital channel.
The Ami product plans.
A range of covers are available to all clients through licensed insurance brokers. Specific market segments also qualify for some unique benefits such as:
Personal Plan
- Insurance for individuals with combined assets of less than R4m.
- Perils based.
- Excess free option.
- Average free option.
- Limited subsidence and landslip cover is automatically included in your policy.
- Additional accidental damage cover is also available.
- 30-day standard car hire is included at no additional cost.
- Flexible global specified and unspecified all risks insurance options allow you to easily cover items outside of the home, such as electronic goods, bicycles and jewellery.
Wealth Plan
- Insurance for individuals and families with combined assets of more than R4m.
- Assets all risks based.
- Excess free option.
- Average free option.
- Accidental damage to your contents and buildings is included,
up to your agreed sum insured. - 30-day standard car hire is automatically included in your
cover. - Cover for classic and exotic cars is available on a stand-alone basis.
- Accidental damage to your contents and buildings is included, up to your agreed sum insured.
The Ami difference.
The single biggest challenge faced by the insurance regulator, insurance companies and policyholders is the concept of mistrust.
The aim of Ami is to establish a new insurance provider that will focus its entire existence on the premise of absolute good faith and trust – both from an insurer and policyholder perspective. This will be achieved by creating simple but comprehensive insurance offerings that are easily understood by clients while employing best of breed digital communications and claims settlement processes.
Full suite of personal lines
product under one offering.
White labelling.
No call centre hassles.
Fast and friendly service.
Fast claims.